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JCPenney | optical. TIME IS RUNNING OUT! Use your vision insurance benefits and get 60% OFF YOUR 2ND PAIR. FIND A STORE » --> JCPenney | optical. TIME IS RUNNING OUT! Use your vision insurance benefits and get 60% OFF YOUR 2ND PAIR. FIND A STORE »JCPenney | portraits. FREE 8x10 standard print (reg. 14.99) GET COUPON »

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*OFFER DETAILS: Subject to credit approval. In US and PR, save an extra 35% on select original, regular, and sale-priced apparel, shoes, accessories, fine jewelry, and home; save 20% on select blinds and shades, housewares, storage and organization, watches, salon products, fragrances, and select JCPenney Beauty; save 5% on select electronics and innovative gifts, small kitchen appliances, Modern Bride® Design Your Dream Ring, and Smartwatches. In the US only, in-store and at jcp.com save 20% on select furniture and mattresses, and 5% on select Tempur-Pedic Mattresses. In PR stores only, save 20% on select Puerto Rico exclusive cosmetics, and 5% on select Bassett. Each offer good in store or at jcp.com, excluding taxes, through 11/30/24. Applicants who do not receive a credit decision at the time of their application, but are later approved, will receive an extra 35% off coupon in their credit card package. Offers good upon new JCPenney Credit Card account approval. Full amount of purchase must be on the JCPenney Credit Card or JCPenney Mastercard® to receive account-opening discount. Coupon can be used multiple times within 24 hours after first use when you present this coupon at time of purchase in store or enter your code at jcp.com.

Does not apply to Black Friday Deals, Clearance, Doorbusters, Limited Time Specials, Lowest Prices of the Season, in-store services, service plans, gift cards, closing store purchases, current orders/prior purchases, or in combination with other coupon(s). In Puerto Rico stores, does not apply to Fossil, Michael Kors and Rado Watches, Optical, and Universal Sunglasses in Plaza las Americas. The offers can be combined with earned JCPenney Rewards. Coupon cannot be used for payment on account. Coupon cannot be replaced or redeemed as cash or merchandise credit if merchandise is returned. May not be used for purchases made by cash, Gift Cards, debit cards, American Express, Discover Card or bankcards. No cash value. JCPenney may refuse, or limit the use of, any coupon and/or return for any reason, including reoccurring disruptive behavior. Exclusions are valid as of 12/21/2023, additional exclusions and exceptions may apply, see jcpenney.com/exclusions or store associate for details. REPRODUCTIONS WILL NOT BE ACCEPTED.

† Birthday Offer: A birthday offer will be sent via email, or at JCPenney’s sole option via U.S. mail, to eligible Members. To be eligible for the offer, Members must: (a) be residents of the 50 states of the U.S. and PR, and have a birthday date on file with their Program or credit account, (b) if not a JCPenney credit cardmember, have earned points within the last 12 months, (c) if a JCPenney credit cardmember (includes JCPenney Mastercard Cardmembers), have made at least one purchase with their JCPenney Credit Card within the last 12 months, and (d) have a JCPenney Credit Card account and/or Program account that is in good standing at the time the birthday offer is issued. Also, Members who reside in HI or who have not achieved JCPenney Gold/Platinum credit account status must have a valid email address on file with their Program account to receive the birthday offer. One offer per account.

‡ JCPENNEY GOLD/PLATINUM CARD LEVEL DETAILS: You must spend $500 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney credit card in a calendar year to earn or maintain JCPenney Gold Status. Spend $1,000 or more on merchandise or services at JCPenney Stores or jcp.com with your JCPenney credit card in a calendar year to earn or maintain JCPenney Platinum Status. JCPenney Gold/Platinum Status is determined at the time of your monthly billing statement after meeting purchase threshold. We reserve the right to change or cancel the JCPenney Gold/Platinum Program or any or all of its benefits at any time without notice. If your account is not in good standing and/or you no longer meet our criteria, you may be ineligible for the JCPenney Gold/Platinum Program and/or unable to take advantage of JCPenney Gold/Platinum Promotions. The JCPenney Gold/Platinum benefits are available only to residents of the 50 states of the US and PR. The JCPenney Gold/Platinum Program is provided by Synchrony Bank.

† BIRTHDAY OFFER: A birthday offer will be sent via email, or at JCPenney’s sole option via U.S. mail, to eligible Members. To be eligible for the offer, Members must (a) be residents of the 50 states of the U.S. and PR, and have a birthday date on file with their Program or creditaccount, (b) if not a JCPenney credit cardmember and/or a JCPenney Home Services Credit Cardmember, have earned points within the last 12 months, (c) if a JCPenney credit cardmember (includes JCPenney Mastercard Cardmembers), have made at least one purchase with their JCPenney credit card within the last 12 months, and (d) have a JCPenney credit card account and/or Program account that is in good standing at the time the birthday offer is issued. Also, Members who reside in HI or who have not achieved JCPenney Gold/Platinum credit account status must have a valid email address on file with their Program account to receive the birthday offer. One offer per account.

The JCPenney Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.